Financial Services / Credit ServicesNSE
$3.83
+0.01 (+0.26%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 9.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
52/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$546M
P/E
27.4x
↑EV/EBITDA
20.7x
↑ROE
8.5%
↑Gross Margin
78.0%
↑Debt/Equity
0.31
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+34.6%
FCF CAGR
—
FCF margin
43.1%
FCF / Net income
1.11x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $50.8M · net income $19.7M · FCF $21.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $50.8M | $50.8M | $23.3M | $19.3M | $20.8M |
| Net Income | $19.7M | $19.7M | $1.7M | $1.2M | $4.3M |
| EBITDA | $29.7M | $29.7M | $5.7M | $5.7M | $10.0M |
| EPS | — | — | 0.01 | 0.01 | 0.04 |
| Gross Margin | 78.0% | 78.0% | 44.6% | 75.1% | 81.4% |
| Operating Margin | 48.9% | 48.9% | -16.7% | 11.1% | 31.3% |
| Net Margin | 38.9% | 38.9% | 7.3% | 6.2% | 20.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.31 | 0.31 | 0.59 | 1.09 | 0.76 |
| Current Ratio | 9.96 | 9.96 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $21.9M | $21.9M | $-29.9M | $-41.6M | $-44.4M |
| Returns | |||||
| ROE | 8.5% | 8.5% | 0.8% | 1.0% | 3.6% |
| Valuation | |||||
| P/E | 27.36 | 27.36 | 233.00 | 313.24 | 48.50 |
| EV/EBITDA | 20.69 | 20.69 | 90.92 | 68.73 | 29.01 |
| P/B | 2.34 | 2.34 | 1.84 | 2.11 | 1.66 |
| Growth & Yield | |||||
| Revenue Growth | 118.6% | 118.6% | 20.8% | -7.6% | — |
| EPS Growth | — | — | 36.0% | -80.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+66.5%
Start / end P/E
n/dx → n/dx
EPS bridge
0.01 → n/d
Residual
+66.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.