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WBC.AX$36.15+0.42%
Fair $36.15+0.0%

WBC.AX

Westpac Banking Corporation

Financial Services / Banks - DiversifiedASX

$36.15

+0.15 (+0.42%)

Fairly Valued+0.0%Fair Value $36.15Fund rank 22/100 · Data gapFallback financials|
SA 19/F
F-Score: 1/9
High Debt

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 36.0/100

Data gap 22/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 22/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

19/100

F

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 2.89, above the 2.0 threshold
Thesis & Journal · WBC.AXLocal privado en este navegador · Westpac Banking Corporation
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$123.4B

P/E

17.8x

↑

EV/EBITDA

N/A

•

ROE

9.7%

↑

Gross Margin

N/A

•

Debt/Equity

2.89

↑
52-Week Range$36
$32$43

TradingView lightweight chart

WBC.AX price, volumen y niveles de valoración

Último $36.15Periodo +246.4%
Fair value: $36.15

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2021–2024 · 3 años de histórico normalizado

Revenue CAGR

+0.9%

FCF CAGR

—

FCF margin

-96.3%

FCF / Net income

-2.97x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $21.59B · net income $6.99B · FCF $-20.78B

2021-FY → 2024-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

32.4%+6.4% pts

FCF margin

-96.3%-331.5% pts
MetricTTM
2024
2023
2022
2021
Income Statement
Revenue$21.59B$21.59B$21.38B$20.43B$21.02B
Net Income$6.99B$6.99B$7.20B$5.69B$5.46B
EPS1.921.921.951.521.38
Net Margin32.4%32.4%33.7%27.9%26.0%
Balance Sheet
Debt/Equity2.892.892.622.502.19
Cash Flow
Free Cash Flow$-20.78B$-20.78B$-12.18B$15.69B$49.44B
Returns
ROE9.7%9.7%9.9%8.1%7.6%
Valuation
P/E17.8117.8110.9814.3618.84
P/B1.961.961.151.211.48
Growth & Yield
Revenue Growth1.0%1.0%4.6%-2.8%—
EPS Growth-1.8%-1.8%28.1%10.6%—
Dividend Yield4.3%4.3%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

18.7%

exigente

EPS terminal req.

$3.21

Spread vs growth

-20.5%

5Y implied EPS CAGR

15.2%

exigente

EPS terminal req.

$3.88

Spread vs growth

-16.9%

10Y implied EPS CAGR

12.5%

razonable

EPS terminal req.

$6.25

Spread vs growth

-14.3%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +13.5%

Total return

+13.5%

Start / end P/E

17.0x → 18.9x

EPS bridge

1.95 → 1.92

Residual

-0.2%

EPS growth-1.8%
Multiple rerating+11.2%
Dividend+4.3%
Residual / FX / buybacks / cross-term-0.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.