Financial Services / Capital MarketsSão Paulo
$83.46
-0.84 (-1.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 86.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$43.1B
P/E
8.4x
↓EV/EBITDA
22.1x
↑ROE
22.0%
↑Gross Margin
24.5%
↓Debt/Equity
4.53
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.3%
FCF CAGR
+90.3%
FCF margin
145.0%
FCF / Net income
2.24x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $7.97B · net income $5.17B · FCF $11.56B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $7.97B | $7.97B | $7.42B | $6.53B | $5.94B |
| Net Income | $5.17B | $5.17B | $4.51B | $3.90B | $3.58B |
| EBITDA | $6.38B | $6.38B | $6.03B | $4.81B | $4.05B |
| EPS | 9.72 | 9.72 | 8.23 | 7.16 | 6.25 |
| Gross Margin | 24.5% | 24.5% | 24.5% | 23.8% | 17.6% |
| Operating Margin | -56.7% | -56.7% | -52.7% | -59.2% | -60.0% |
| Net Margin | 64.9% | 64.9% | 60.8% | 59.7% | 60.2% |
| Balance Sheet | |||||
| Debt/Equity | 4.53 | 4.53 | 5.74 | 3.53 | 1.98 |
| Current Ratio | 1.39 | 1.39 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $11.56B | $11.56B | $10.85B | $7.93B | $1.68B |
| Returns | |||||
| ROE | 22.0% | 22.0% | 22.5% | 20.0% | 21.0% |
| Valuation | |||||
| P/E | 8.39 | 8.39 | 8.59 | 17.39 | 12.45 |
| EV/EBITDA | 22.08 | 22.08 | 24.59 | 27.55 | 18.42 |
| P/B | 1.89 | 1.89 | 1.93 | 3.49 | 2.62 |
| Growth & Yield | |||||
| Revenue Growth | 7.3% | 7.3% | 13.7% | 10.0% | — |
| EPS Growth | 18.1% | 18.1% | 14.9% | 14.7% | — |
| Dividend Yield | 2.4% | 2.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-8.7%
EPS terminal req.
$7.41
Spread vs growth
26.7%
5Y implied EPS CAGR
-1.6%
EPS terminal req.
$8.96
Spread vs growth
19.7%
10Y implied EPS CAGR
4.0%
EPS terminal req.
$14.43
Spread vs growth
14.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-21.6%
Start / end P/E
13.3x → 8.6x
EPS bridge
8.23 → 9.72
Residual
-6.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.