Financial Services / Insurance - DiversifiedNYSE
$14.60
+0.75 (+5.42%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
12/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.3B
P/E
15.5x
↑EV/EBITDA
7.7x
↓ROE
32.6%
↑Gross Margin
60.4%
↑Debt/Equity
0.03
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2025 · 2 años de histórico normalizado
Revenue CAGR
+56.7%
FCF CAGR
—
FCF margin
44.9%
FCF / Net income
1.18x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $217.0M · net income $82.7M · FCF $97.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | $217.0M | $217.0M | $133.9M | $88.3M |
| Net Income | $82.7M | $82.7M | $45.3M | $21.5M |
| EBITDA | $113.2M | $113.2M | $40.2M | $4.5M |
| EPS | 0.99 | 0.99 | 0.44 | 0.15 |
| Gross Margin | 60.4% | 60.4% | 39.7% | 19.6% |
| Operating Margin | 48.8% | 48.8% | 28.4% | 2.9% |
| Net Margin | 38.1% | 38.1% | 33.8% | 24.3% |
| Balance Sheet | ||||
| Debt/Equity | 0.03 | 0.03 | — | — |
| Current Ratio | 2.65 | 2.65 | — | — |
| Cash Flow | ||||
| Free Cash Flow | $97.5M | $97.5M | — | — |
| Returns | ||||
| ROE | 32.6% | 32.6% | 292.3% | — |
| Valuation | ||||
| P/E | 15.53 | 15.53 | — | — |
| EV/EBITDA | 7.70 | 7.70 | — | — |
| P/B | 4.61 | 4.61 | — | — |
| Growth & Yield | ||||
| Revenue Growth | — | — | 51.6% | — |
| EPS Growth | — | — | 193.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
9.4%
EPS terminal req.
$1.30
Spread vs growth
n/d
5Y implied EPS CAGR
9.6%
EPS terminal req.
$1.57
Spread vs growth
n/d
10Y implied EPS CAGR
9.8%
EPS terminal req.
$2.52
Spread vs growth
n/d
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-30.5%
Start / end P/E
47.8x → 14.7x
EPS bridge
0.44 → 0.99
Residual
-86.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.