Financial Services / Credit ServicesStockholm
$1.93
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$111M
P/E
N/A
•EV/EBITDA
34.0x
↑ROE
-22.4%
↓Gross Margin
54.0%
↑Debt/Equity
0.50
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-11.1%
FCF CAGR
—
FCF margin
-4.9%
FCF / Net income
0.33x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $107.4M · net income $-15.9M · FCF $-5.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $107.4M | $107.4M | $112.4M | $129.2M | $152.8M |
| Net Income | $-15.9M | $-15.9M | $-22.3M | $-11.6M | $-28.1M |
| EBITDA | $4.1M | $4.1M | $-1.5M | $-2.3M | $-4.9M |
| EPS | — | — | -0.40 | -0.22 | -0.55 |
| Gross Margin | 54.0% | 54.0% | 47.9% | 56.1% | 63.2% |
| Operating Margin | -16.2% | -16.2% | -23.0% | -20.9% | -14.7% |
| Net Margin | -14.8% | -14.8% | -19.8% | -9.0% | -18.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.50 | 0.50 | 0.28 | 0.42 | 0.26 |
| Cash Flow | |||||
| Free Cash Flow | $-5.3M | $-5.3M | $-9.2M | $-11.7M | $-26.9M |
| Returns | |||||
| ROE | -22.4% | -22.4% | -27.2% | -12.6% | -26.4% |
| Valuation | |||||
| EV/EBITDA | 34.01 | 34.01 | — | — | — |
| P/B | 1.56 | 1.56 | 1.42 | 3.18 | 4.24 |
| Growth & Yield | |||||
| Revenue Growth | -4.4% | -4.4% | -13.0% | -15.4% | — |
| EPS Growth | — | — | -81.8% | 60.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+22.8%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.40 → n/d
Residual
+22.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.