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ZBAI$8.95-3.75%
Fair $8.95+0.0%

ZBAI

ATIF Holdings Ltd

Financial Services / Capital MarketsNasdaqGM

$8.95

-0.30 (-3.75%)

Fairly Valued+0.0%Fair Value $8.95Fund rank 23/100 · Data gapFallback financials|
SA 11/F
F-Score: 2/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 23/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 21/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

11/100

F

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 5Warnings: 1unknown: 5
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists. ROE is -47.6%, below the 5% threshold
Thesis & Journal · ZBAILocal privado en este navegador · ATIF Holdings Ltd
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$92M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-47.6%

↓

Gross Margin

N/A

•

Debt/Equity

N/A

•
52-Week Range$9
$4$18

TradingView lightweight chart

ZBAI price, volumen y niveles de valoración

Último $7.700Periodo -98.3%
Fair value: $8.950

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2021–2025 · 4 años de histórico normalizado

Revenue CAGR

-15.9%

FCF CAGR

—

FCF margin

-204.8%

FCF / Net income

0.53x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.2M · net income $-4.6M · FCF $-2.5M

2021-FY → 2025-FY

Gross margin

—— pts

Operating margin

-70.2%+30.7% pts

Net margin

-383.2%-8.2% pts

FCF margin

-204.8%-89.2% pts
MetricTTM
2025
2024
2023
2022
2021
Income Statement
Revenue$1.2M$1.2M$620000.00$2.5M$1.7M$2.4M
Net Income$-4.6M$-4.6M$-3.2M$-2.9M$-2.9M$-9.0M
EBITDA$-827067.00$-827067.00$-1.6M$-187924.00$-1.6M$-2.2M
EPS——-5.61-5.39-5.58-16.20
Gross Margin———100.0%60.4%39.0%
Operating Margin-70.2%-70.2%-316.1%-31.1%-132.8%-100.9%
Net Margin-383.2%-383.2%-514.8%-117.6%-174.6%-375.0%
Balance Sheet
Debt/Equity——0.020.720.30—
Current Ratio13.4513.45————
Cash Flow
Free Cash Flow$-2.5M$-2.5M$-125569.00$-2.3M$-248894.00$-2.8M
Returns
ROE-47.6%-47.6%-182.0%-187.2%-61.6%-94.1%
Valuation
P/B1.221.224.559.444.80—
Growth & Yield
Revenue Growth93.5%93.5%-74.7%46.9%——
EPS Growth——-4.1%3.4%——

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -50.8%

Total return

-50.8%

Start / end P/E

n/dx → n/dx

EPS bridge

-5.61 → n/d

Residual

-50.8%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-50.8%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.